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Home Success MCC Program

Purchase a Home in Phoenix & Get Money Back

At Peoples Mortgage, we offer the HOME SUCESS MCC Program which offers Phoenix buyers with low to moderate income a tax credit of 25%.*

The buyer in the example would be eligible for a tax credit of $1,845, if not limited by tax liability. The buyer will be able to file a revised W-4 withholding form taking into consideration the anticipated tax credit and have approximately $150 per month in additional disposable income in the first year. 


  • 640 minimum credit score 
  • Property must be in the city of Phoenix 
  • All borrowers & spouse must qualify as First Time Homebuyer 
  • Income limits:
    • 1 or 2 person household: $64K 
    • 3 or more person household: $73,600
  • Must take Homebuyer Education course 
  • Property must be Primary Residence 
  • Loan types: FHA, VA, USDA, Fannie Mae HFA Preferred, and IS combinable with Home in 5 and Home Plus DPA programs 
  • Must occupy home within 60 days of closing 


Download the PDF flyer HERE.

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